You often never hear the words wellness and finance in one sentence. Let alone a company’s tagline yet. Health is wealth, and if this pandemic has taught us anything, the reverse is true.
When I was younger, every December holiday, there would be a kids’ party at Splash Water World (a popular hangout spot back in the day). Unfortunately, only my sister was a member at the time; quite the FOMO, right?
However, I would soon catch up as my parents had opened a kids’ savings account for me at a bank. Knowing African folks, I am yet to see the savings years later(chuckles). I’m 24 now, the 18-year statute is way overdue: I hope this convinces them to finally give me access.
Throughout boarding school, I’d be given pocket money in three categories: Money for school outings, bitings at the canteen, and offertory. In as much as I stuck to these stipulated amounts, I never got the chance to be in charge of my financial decisions. Well, up until recently when I was faced with the realities of adulting.
The beautiful woods at Karura Forest
I had tried on my own; be it the Microsoft Excel template, the apps, the hard copy notebooks, you name it. I finally got a breakthrough (The crowd goes wild!). Tribe Finance has been it for me. Tribe Finance is a Swahili word for growth. Unlike most companies whose focus is on ripping off people, especially in the Kenyan market, they’re a financial well-being partner for a new generation.
The Tribe Finance Way
Tribe Finance has me excited about my journey to financial freedom. The monthly sessions with my advisor — Grace, have consistently kept me on track with my financial goals. I have not only saved but also learned how to make my money work for me through investments.
I have a lot of problems, but spending money ain’t one of them. Specifically on books, shoes, anything on sale, and food! So naturally, I couldn’t stick to my budget, but with the sessions scheduled a day or two before payday, I get to have a clear plan for expenditure. We set my budget for the week and go over the previous month’s budget and my execution with no shame. I even show her the pair of shoes I might have splurged on.
In the last four months, I have seen a change in my life and those around me have seen it too. I am able to save with my Chama consistently and on time. Last month, I managed to stick to my budget. I also recently became a locomotive owner; see you in Karura Forest as we cycle. Above all else, I was not only able to buy two new pairs of shoes and a couple of books (because who’s counting? Definitely not me !) I have invested in a pig business. Thinking of calling her Paper Pig and finally bring home the bacon. Shoutout to all breadwinners!
The Real Peppa Pig
Similar to my peers, another concern I’ve always had is my medical insurance; like I said, health is wealth. According to insurance policies in Kenya, an individual ceases to be dependent on their parent’s insurance once they attain the age of 18. Luckily, Tribe Finance has helped me find affordable and comprehensive insurance covers for me. It’s no longer something that makes me lose sleep because Tribe Fiance has got me.
My financial journey does not end here, Tribe Finance is holding my hand by equipping me with the necessary knowledge to thrive in this day and age. Their financial literacy sessions are well curated to suit my needs, and I couldn't be happier!
A section of Tribe Finance community members attending a FinLit session
Growing up, there wasn’t much awareness and knowledge about financial literacy, as it was mostly regarded as a concern meant for adults only. Having the opportunity to access this now is a privilege, a timely one.
I’m growing with Tribe Finance and Tribe is growing with me. Nakua na Tribe Finance! (I’m growing with Tribe Fianance)!
